teddy_radiator: (Default)
Teddy Radiator ([personal profile] teddy_radiator) wrote2016-11-29 10:35 am

So Angry Right Now

I knew that they would give us trouble. I just knew it. Anytime insurance companies are involved, trouble soon follows.

We were rear-ended by a bob-tail 18-wheeler at a stop light. We were stationary. The driver admitted fault. Now his insurance company (the one he gave the police as his insurance company) say that since he was not hauling a load for them (ie working for them at the time), they may not have to pay out even though the vehicle is insured by their company. Now we're just having to sit and wait for the adjuster to pick his teeth and call us back. Bastards.

I don't know where this leaves us. We will contest, of course, but this has never happened to us. We are just not litigious people.

I will say this - if it comes to going to court, they are going to wish they'd just paid out the $4K to fix the damn car. Because we will sue for court fees and mental anguish as well. This is just not on, and it's not fair.

[identity profile] kellychambliss.livejournal.com 2016-11-29 09:00 pm (UTC)(link)
Oh, Teddy, no wonder you're angry. Insurance is nothing but legalized racketeering. I'm very glad that you and your husband are all right, though.